Clip Fee Calculator & Reverse Invoice Mode (Mexico)
Calculate exact Clip Mexico merchant fees, processor losses, and net payouts in MXN, or use Reverse Mode to bill clients accurately.
Embed Calculator Widget
Free, zero-latency payment fee widget for your blog, agency portal, or website.
✓ 100% Free & Open Access
No API key or user tracking required. Automatically updates for latest 2026 fee schedules.
💵 Clip Payout Benchmarks (How much does Clip take?)
2026 Rate CardQuick reference for how much Clip deducts in fees from standard sales amounts in MXN:
| Gross Sale Amount | Clip Fee | Net Take-Home Payout | Effective Fee % |
|---|---|---|---|
| $10 | -$0.36 | $9.64 | 3.60% |
| $50 | -$1.80 | $48.20 | 3.60% |
| $100 | -$3.60 | $96.40 | 3.60% |
| $500 | -$18.00 | $482.00 | 3.60% |
| $1,000 Most Searched | -$36.00 | $964.00 | 3.60% |
| $2,500 | -$90.00 | $2410.00 | 3.60% |
| $5,000 | -$180.00 | $4820.00 | 3.60% |
Monthly Volume Breakdown
Estimated cumulative fee losses on Clip across monthly sales tiers in MXN.
| Volume Tier | Monthly Sales | Clip Fees | Net Take-Home Payout | Effective Cost % |
|---|---|---|---|---|
| Starter | $500.00 | -$18.00 | $482.00 | 3.60% |
| SMB Merchant | $2,500.00 | -$89.10 | $2,385.90 | 3.60% |
| Mid-Market Store | $10,000.00 | -$358.56 | $9,601.44 | 3.60% |
| High-Volume Enterprise | $50,000.00 | -$1,800.00 | $48,200.00 | 3.60% |
⚠️ Does Clip Refund Processing Fees on Customer Returns?
Non-Refundable PolicyNo, Clip does NOT refund payment processing fees when a merchant issues a customer refund. When a order is canceled or returned, the original processing fee is permanently retained by Clip.
-$3.60 Lost
You must refund $100 to the buyer out of pocket, losing $3.60.
-$36.00 Lost
You must refund $1,000 to the buyer out of pocket, losing $36.00.
Example Transaction Scenarios
Real-world math illustrating how Clip fees perform under different order sizes.
Cobro de Menudeo en Local ($250 MXN)
Comisión estándar del 3.6% ($9.00) + 16% de IVA ($1.44) con depósito en 24 horas.
Cobro con Tarjeta de Vales ($750 MXN)
Tarjetas como Edenred o SíVale pagan la misma tarifa base que tarjetas de débito.
Cobro a 6 Meses Sin Intereses ($2,000 MXN)
Comisión estándar del 3.6% más sobretasa de financiamiento bancario a 6 MSI + IVA.
🔄 How to Reverse Calculate Clip Mexico Fees ("Ask Customer / Invoice Mode")
Freelancers, agencies, and e-commerce merchants frequently ask: "If I want to receive exactly $100.00 net, how much must I charge my client on Clip?"
Reverse Calculation Mathematical Formula
Toggle the interactive calculator above to Reverse Mode to automatically calculate invoice billing amounts for any custom payout target in MXN.
💳 What is the Clip Charge Descriptor on Credit Card Statements?
Cardholders searching "what is clip charge on my bank statement?" see distinct descriptors depending on how the merchant configured their checkout:
CLIP * [MERCHANT STORE NAME]
CLIP PAYMENTS LLC / INC
Important Clip Rate Terms & Fine Print
- • La comisión del 3.6% no incluye el 16% de IVA ($0.58 por cada $100 cobrados).
- • Las ventas a Meses Sin Intereses (3, 6, 9, 12 o 18 MSI) conllevan una sobretasa de financiamiento bancario adicional.
- • Retenciones fiscales del SAT aplican conforme a la situación del contribuyente (Con RFC vs Sin RFC).
🔄 How to Calculate What to Charge to Receive an Exact Net Amount (Clip Reverse Formula)
Target Payout Engineering & Customer Invoice Pass-Through
If you want to receive an exact net amount (e.g. $1,000 net) after Clip deducts its 3.6% + $0 processing fee, you cannot simply add 3.6% to your price. Because the processor percentage is deducted from the higher invoice total, adding a simple markup leaves you short. You must use the official Reverse Fee Formula:
Regulatory Context & Calculation Methodology
Localized Regulatory Context (Mexico)
Clip cobra en México una comisión fija del 3.60% + 16% de IVA (4.18% total) por cada transacción con tarjeta de crédito, débito y vales (despensa). No tiene tarifa fija por transacción ni rentas mensuales por el uso de sus terminales.
How the Clip Mexico Calculation Works
When processing a transaction on Clip in Mexico, the total fee is computed using a combination of a fixed transaction charge ($0) and a percentage fee (3.6%).
Frequently Asked Questions
Common merchant processing questions and rate card rules.
¿Cuánto cobra Clip de comisión por cobrar con tarjeta?
¿Cuánto cobra Clip por vender a Meses Sin Intereses?
¿Cuándo deposita Clip el dinero de las ventas?
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