PayU Fee Calculators & Rate Breakdown
Enterprise-grade payment gateway powering over 450,000 Indian businesses with advanced routing, fraud intelligence, and international acquiring. Calculate live processing deductions below or select a dedicated regional calculator.
PayU Regional Tool Directory
🛡️ Comprehensive PayU Fee Guide (2026 Edition)
PayU is one of India foundational payment gateways, processing transactions for major airlines, e-commerce giants, and digital platforms. Offering a standard 2.0% domestic MDR and statutory 0% UPI rates, PayU provides dynamic routing algorithms that switch between bank servers to deliver industry-leading checkout success rates.
📊 PayU Rate Card & Account Tiers
Covers Visa, Mastercard, Diners, American Express, and 50+ netbanking portals.
Mandatory 0% processing fee on consumer UPI apps and RuPay debit cards.
Multi-currency acceptance in 130+ currencies with compliance reporting.
🌍 PayU Global Regional Pricing Comparison
Merchant fees vary by geographic jurisdiction due to localized card interchange legislation. Below is the verified 2026 rate comparison for PayU:
| Country | Currency | Base Percent | Fixed Fee | Cross-Border Surcharge | Calculator |
|---|---|---|---|---|---|
| IN (India) | INR | 2% | ₹0 | +1% | Calculate → |
⚠️ PayU Fine Print, Dispute Fees & Payout Terms
Beyond standard transaction percentages, merchant net revenue is affected by ancillary charges and reserve policies:
- • 18% GST: Applicable to all transaction fees.
- • Custom Enterprise Setup: Annual maintenance charges may apply on dedicated enterprise server routing agreements.
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Frequently Asked Questions About PayU Fees
Frequently Asked Questions
Common merchant processing questions and rate card rules.