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Cashfree Payments Fee Calculators & Rate Breakdown

High-speed payment gateway and bulk payout infrastructure provider offering ultra-competitive 1.90% domestic processing rates in India. Calculate live processing deductions below or select a dedicated regional calculator.

₹
₹5 ₹500 ₹1,000 ₹2,500
Presets:
Fee Formula:
Summary
| | |
Cashfree Payments Fee
₹3.20
Effective Rate
3.20%
Net (96.8%) Fee (3.2%)
Calculate ↑

Cashfree Payments Regional Tool Directory

IN (INR) Verified 2026

Cashfree Payments India

Base Rate: 1.9% + ₹0

Calculate Net Payout →

💸 Comprehensive Cashfree Payments Fee Guide (2026 Edition)

Cashfree Payments is a leading Indian payment gateway and API banking platform trusted by over 600,000 merchants including BigBasket, Nykaa, and Swiggy. Renowned for its industry-leading 1.90% base rate on domestic credit cards and netbanking, Cashfree provides robust UPI AutoPay recurring billing, automated vendor payouts, and cross-border export collections.

📊 Cashfree Payments Rate Card & Account Tiers

Domestic Cards & Netbanking
1.90% + ₹0 (plus 18% GST)

Competitive 1.90% MDR across domestic credit cards, debit cards, and 65+ netbanking banks.

UPI & RuPay Debit Cards
0.0% (Zero-MDR)

Free processing on UPI collect, QR code, and RuPay debit card payments.

International Cards
3.0% + ₹0 (plus 18% GST)

Global cards processed with RBI Purpose Code compliance and automated digital FIRCs.

🌍 Cashfree Payments Global Regional Pricing Comparison

Merchant fees vary by geographic jurisdiction due to localized card interchange legislation. Below is the verified 2026 rate comparison for Cashfree Payments:

Country Currency Base Percent Fixed Fee Cross-Border Surcharge Calculator
IN (India) INR 1.9% ₹0 +1.1% Calculate →

⚠️ Cashfree Payments Fine Print, Dispute Fees & Payout Terms

Beyond standard transaction percentages, merchant net revenue is affected by ancillary charges and reserve policies:

  • • 18% GST on Processing Fees: Government-mandated tax applied to all merchant processing charges.
  • • International Payment Forex Spread: 1.5% to 2.5% FX markup on cross-border currency conversions.
  • • Instant Payouts Service Fee: Small nominal fee per instant IMPS/UPI disbursement to vendor bank accounts.
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Frequently Asked Questions About Cashfree Payments Fees

Frequently Asked Questions

Common merchant processing questions and rate card rules.

What are Cashfree payment gateway rates?
Cashfree charges 1.90% MDR on domestic card and netbanking transactions (+18% GST = 2.242% effective), 0% on UPI and RuPay debit cards, and 3.0% on international cards.
How does Cashfree pricing compare to Razorpay?
Cashfree offers a 1.90% base MDR compared to Razorpay standard 2.0% MDR, saving high-volume merchants 10 basis points on domestic card transactions.
How to reverse-calculate Cashfree fees?
To receive an exact net amount in INR after Cashfree 1.90% fee + 18% GST (2.242% effective rate), formula: Invoice = Net Amount / (1 - 0.02242). To net ₹5,000, invoice ₹5,000 / 0.97758 = ₹5,114.67.