Privacy Policy
Last Updated: August 2026
Effective Date: June 1, 2026
1. Introduction & Privacy Commitment
Welcome to VendorCalcs ("we," "our," or "us"), operated at vendorcalcs.com. We are an independent publisher of free merchant payment processing fee calculators and e-commerce financial intelligence tools. We believe financial privacy is fundamental.
This Privacy Policy explains what information we collect, how it is handled, and your legal privacy rights under applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA/CPRA).
Zero Server-Side Calculation Transmission
All calculator computations occur 100% locally in your web browser. The sales figures, quantities, custom rates, and target net invoice amounts you enter into our tools are NEVER transmitted to our servers, logged in databases, or shared with third parties.
2. What Information We Collect
2a. Information You Voluntarily Provide
VendorCalcs does not require account creation, user registration, or credit card information. The only personal data we receive is information you voluntarily choose to submit when contacting us via our Contact Form (your name, email address, subject, and message text). This information is used solely to respond to your inquiry and is never sold or used for automated marketing.
2b. Automatically Collected Anonymous Technical Data
When you browse VendorCalcs, certain non-identifying technical data is collected automatically to ensure site stability and performance:
- Google Analytics 4 (GA4): We use GA4 to collect aggregated, anonymized metrics such as pageviews, session duration, referral sources, browser family, operating system, and general geographic location (country or state level — never precise GPS coordinates). IP anonymization is enabled by default.
- Server & CDN Logs: Our hosting and CDN infrastructure (such as Cloudflare Pages) automatically logs HTTP requests, timestamps, user-agent strings, and routing status codes for security auditing, DDoS mitigation, and performance monitoring.
3. Cookies & Local Storage
Cookies are small text files placed on your device to maintain user preferences and gather aggregated site analytics. Below is a complete schedule of cookies and local storage keys utilized by VendorCalcs:
| Cookie / Key | Provider | Purpose | Duration | Type |
|---|---|---|---|---|
| theme | VendorCalcs | Stores your light/dark mode preference in browser localStorage | Persistent | Essential |
| _ga, _ga_* | Google Analytics | Measures aggregated pageviews, session duration, and device categories | Up to 2 years | Analytics |
| __cf_bm, cf_clearance | Cloudflare | Cloudflare security token to manage bot detection and prevent malicious attacks | Up to 30 days | Essential |
4. Third-Party Advertising & Affiliate Disclosure
VendorCalcs is supported through affiliate partnerships with reputable financial software providers, including QuickBooks Online, Wise Business, and LemonSqueezy. When you click an affiliate link on our site, a tracking cookie may be placed by the partner network to credit the referral if you subscribe to their service. This occurs at zero additional cost to you.
In the future, VendorCalcs may display non-intrusive advertisements served through Google AdSense or certified advertising exchanges. You can manage personalized advertising preferences at any time via Google Ads Settings or aboutads.info.
5. Your Privacy Rights (GDPR & CCPA / CPRA)
Depending on your jurisdiction, you possess specific statutory rights regarding your personal data:
- Right of Access & Portability: You may request confirmation of whether we hold personal data concerning you.
- Right to Rectification or Erasure: You may request the correction or deletion of any personal information (such as contact inquiries) we hold.
- Right to Opt-Out of Sale / Sharing: VendorCalcs does not sell, rent, or trade your personal information to data brokers or advertisers.
To exercise any of these rights, contact us at [email protected]. We respond to all verified requests within 30 days.
6. Children's Online Privacy Protection (COPPA)
VendorCalcs is intended strictly for general audiences and commercial small business operators. We do not knowingly collect or solicit personal information from children under the age of 13.
7. Contact Information
For inquiries regarding this Privacy Policy or our data handling practices, please contact: